All the stuff I wish people had told me before I got started

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I’m not writing this claiming to be some 27 year old self-made millionaire that has already retired, living off dividend incomes from my wildly diversified market beating share portfolio.

Why? Because it just isn’t true.

My job is my main source of income, I eat oats for breakfast to save money and can’t remember the last time I bought new shoes. Secondly, it isn’t relatable. I want people to read this and get something useful from it. I’m not a fan of reading investing articles written by some jumped up kid who owns three Lamborghinis. …

Stepping stones on the journey from zero to financial hero

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In May 2015 I was 22 years old and for the first time in my life I had run my bank account down to zero. I’d spent every last penny I had on four and a half months of travelling in Africa and South America and found myself in the precarious position of having nothing to my name. …

What Proof of Stake could mean for the price of ETH

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I’m writing this with the price of Ether (ETH) at an all-time high. This post is my case for why I think it’s going to keep climbing for the foreseeable future. Why? I call it the Proof of Stake Supply Squeeze.

Now before I get into what that is and why I think it will push the price of ETH upwards, let’s do a super brief What is Ethereum to make sure we’re all on the same page.

If you already have a good foundational knowledge of how Ethereum works you can skip to the Proof of Stake bit. …

It’s not about how many sticky notes you get through

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A solid continuous discovery method is at the heart of every great product. In its most simple form, continuous discovery involves conducting small research activities with customers on a frequent basis and is the foundation of an up-to-date understanding of your users’ most pressing problems, how they solve them (with your product or not) and in what order they do it.

Frequent user interactions can get tricky in a B2B world given the professionalism of some corporate relationships. Product managers can find themselves removed from end users by relationship managers…

A measured approach to a Wild West market

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It’s back for round two — a crypto boom late-2017 would be proud of has finally arrived. Big corporate bets, bored people with stimulus cheques and a post-Trump Twittersphere where Elon Musk takes centre stage have put Bitcoin billboards on city buses, awoken bag hodlers from a three year slumber and are triggering your hairdresser to ask whether Ethereum or Chainlink is the best bet.

“Seriously tho, I’m excited for ETH 2.0 but I feel Chainlink is looking at a great growth trajectory.”

But what else is back with a vengeance is crypto fomo. What if I didn’t buy Bitcoin…

A step by step guide to help you grow your personal wealth

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Building wealth is hard. If it was easy everyone would be doing it and doing it well. Life forces you to make constant decisions with what you do with your money, making the trade off between spending it now on a food shop, movie ticket or taxi ride and saving it to enable some future utility like going on a dream holiday, getting yourself on the property ladder or digging yourself out of a hole if some unexpected life event happens.

With these never ending choices chipping away at your salary each month it can be hard to know exactly…

Why and how I’ll be weighting my portfolio for the year ahead

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As 2021 kicks off and people form their investment goals for the year ahead, I want to share the rationale behind five technology verticals I’ll be weighting my investments toward. My sensible hat means that these are all ETFs that I not only think are going to perform well and maximise my financial returns, but that I also believe the rationale behind each one has a broader positive impact on society as well, so it’s a win for everyone.

The usually caveat applies: this isn’t financial advice, just…

And how that can help to re-wild the Earth

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The growing use of agricultural land at the expense of wilderness is having a profoundly negative impact on our ability to mitigate the impacts of client change. The accelerating clearing of land for farming is driven by a growing consumption of agricultural products, primarily as a result of an expanding and more affluent global population that wants more and better food. Technological advances have increased the calorie yield of farmlands but struggle to keep up with the world’s appetite.

This farmland has to come from somewhere, and more often than not it is at the expense of wild areas. By…

My literary pursuit to create a place on our little rock spaceship

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Dr Seuss once wrote, “The more that you read, the more things you will know. The more that you learn, the more places you’ll go”. I like to read a lot, and a lot of the books I read are fun, interesting and more often than not vaguely informative, but every now and then a book pops up that ends up having a genuinely life changing impact…

The six books below have taken me places; their contents have helped me make decisions, redirected my interests or simply made…

I bet it’s more powerful than you think…

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The question comes up again and again; what actually is deep learning? To understand deep learning let’s start with a simple use case to frame our explanation around. That use case is one of a self driving car.

A self driving car is an autonomous vehicle that drives itself without any human intervention. This driving is broken down into three primary activities: see, decide, act. For example I see a red light, I decide to stop, I put on the brakes. But in this case the car is doing everything on its…

Michael Yorke

Product manager. Self-titled free thinker. Rat in the race looking for a gap in the fence.

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